If you’re planning to hire a foreign domestic helper in Singapore, you may have come across the term Security Bond. But what exactly is it, and why is it important?

At Teo Express Employment Services, we believe that informed employers make confident decisions. Here's a simple guide to help you understand the Security Bond and how it affects you as an employer.

What is a Security Bond?

A Security Bond is a binding pledge to the Singapore Government. As an employer, you agree to pay up to $5,000 if you or your helper breaks any law, or violates the conditions of the Work Permit or Security Bond.

It’s essentially the government’s way of ensuring that employers take responsibility for their helpers’ well-being and compliance with Singapore’s regulations.

Where Do I Get the Security Bond?

The Security Bond is typically purchased as part of an insurance package from an insurance company. This package usually includes:

• The mandatory maid insurance (medical and personal accident coverage)
• The $5,000 Security Bond

Our team at Teo Express can assist you in selecting a reliable insurance provider to ensure you’re fully covered before your helper arrives.

When Do I Need to Buy the Security Bond?

You must purchase the Security Bond before your helper arrives in Singapore.

If this is not done, your helper may be refused entry into Singapore at the immigration checkpoint — leading to unnecessary costs and delays.

When Will the Security Bond Be Forfeited?

You may lose the bond (i.e. pay up to $5,000) if:

• You or your helper violates any Work Permit or Security Bond conditions
• You do not pay your helper’s salary on time
• You fail to send your helper home when her Work Permit is expired, cancelled, or revoked
• Your helper goes missing

In these cases, the government may claim the bond to cover costs or penalties.

Why Am I Liable for My Helper’s Violations?

As an employer, you are legally responsible for your helper during her stay in Singapore. However, you will not be held liable (and your bond will not be forfeited) if you can show that you:

• Informed your helper of the Work Permit conditions she must follow
• Reported any violations promptly when you became aware of them

Being proactive in communication and supervision is key to protecting yourself from liability.

When Will the Security Bond Be Discharged?

The bond will be discharged (i.e. cancelled and no longer enforceable) when:

• Your helper's Work Permit is cancelled
• She has returned safely to her home country
• You did not breach any bond conditions

Once these conditions are met, the government will officially release you from the Security Bond obligation.

Final Note from Teo Express

The Security Bond is not just a legal formality — it reflects your responsibilities as an employer in Singapore. At Teo Express, we guide our clients through every step, including insurance selection, Work Permit processing, and helper onboarding, so you’ll never be left unsure or unprepared.

Have more questions about hiring a domestic helper? Contact us today at www.teoexpress.com.sg or drop by our office. We’re here to help you hire confidently and responsibly.

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